Super Visa Insurance: Travel Medical Insurance for Visit to Canada!
12 mins read

Super Visa Insurance: Travel Medical Insurance for Visit to Canada!

As a Canadian citizen or permanent resident, you may have considered bringing your parents or grandparents to visit you in the country. However, the standard visitor visa only allows for a stay of up to 6 months. After this timeframe, you would need to apply for an extension, which can be costly and may even result in a rejected visa.

The Super Visa insurance offers a solution for extended family visits to Canada. This specialized visa allows parents and grandparents of Canadian citizens or permanent residents to stay in the country for up to 2 years at a time. This longer duration enables more quality time with your loved ones, without the hassle of repeatedly applying for extensions.

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To qualify for the Super Visa, applicants must meet certain requirements, such as obtaining private medical insurance coverage of at least $100,000. This provides financial protection and peace of mind during the extended stay. The Super Visa also features a multi-entry feature, allowing multiple trips in and out of Canada.

Whether you’re eager to show your parents or grandparents the wonders of Canada or simply want to spend more time with them, the Super Visa simplifies the process and facilitates longer family visits.


What is a Super Visa

A Super Visa is a type of visa that allows parents and grandparents of Canadian citizens or permanent residents to stay in Canada for up to 2 years at a time. It provides longer stays compared to the regular 6-month visitor visa.

Some key points about the Super Visa:

  • It allows parents and grandparents of Canadian citizens or permanent residents to visit Canada for an extended period of up to 2 years at a time.
  • This is longer than the standard 6-month visitor visa, hence the name “Super Visa”.
  • To qualify, applicants must meet certain requirements, including providing proof of private medical insurance coverage.
  • The Super Visa is a multi-entry visa, meaning holders can leave and re-enter Canada multiple times during the 2-year period.
  • It gives parents and grandparents more flexibility to visit their family in Canada for extended stays compared to the regular visitor visa.
  • The Super Visa is intended to allow for longer family visits and provide more time for parents/grandparents to spend with their Canadian family members.

So in summary, the Super Visa is a specialized visa that enables longer visits to Canada for parents and grandparents of Canadian citizens and permanent residents.

What is Super Visa Insurance? 

For Canadian citizens and permanent residents, the Super Visa offers an opportunity for their parents and grandparents to visit and become familiar with their adopted country. This specialized visa scheme allows foreign nationals to stay in Canada with their children for extended periods.

The Super Visa enables parents and grandparents to live more closely with their family members in Canada, with the added benefit of multiple entry and exit privileges. This allows them to explore the country and immerse themselves in the lives of their loved ones.

The Super Visa is a temporary visa that grants holders the ability to stay in Canada for up to 5 years, with the visa itself valid for 10 years. The length of stay is tracked through the entry and exit stamps in the passport, ensuring compliance with the 5-year limit.

This visa provides an invaluable opportunity for parents and grandparents to truly experience the country where their children have chosen to build their lives, fostering stronger family bonds and a deeper understanding of the adopted homeland.


What are the requirements for Super Visa Insurance? 

One of the confusions while getting any insurance is the requirements that the companies have for them. You might have to generate different proofs again and again while applying for insurance. So, it is better you first do your research and then buy Super Visa Insurance for your parents. Here are the most important requirements that most companies ask for before providing a parent super visa insurance.

Here are the key requirements for Super Visa insurance in Canada:

  1. Minimum Coverage Amount: The insurance policy must provide a minimum of $100,000 in coverage for health care, hospitalization, and repatriation expenses.
  2. Policy Duration: The insurance policy must be valid for a minimum of 1 year from the date the Super Visa application is submitted.
  3. Proof of Coverage: Applicants must provide proof of a valid private medical insurance policy as part of the Super Visa application.
  4. Acceptable Insurance Providers: The insurance must be purchased from a private insurance company. Government health insurance plans do not meet the Super Visa insurance requirements.
  5. Coverage Scope: The policy must cover emergency medical expenses, including hospitalization, prescription drugs, and emergency air transportation for repatriation, if needed.
  6. No Deductibles or Co-Payments: The insurance policy cannot have any deductibles or co-payments for the visa holder.

Other requirements of getting a Super Visa can be easily fulfilled if you have a good income in Canada with a permanent passport. But the most important one here is the parent super visa insurance. Without this insurance for a super visa, Canada is out of reach for your parents. So, the super visa insurance for parents acts as a shield for them against any kind of medical issues like chronic illness, accident, or anything.

It provides overall cover for the people and enables them to get proper hospitalization and healthcare even in Canada. Super Visa Insurance Canada, supports your parents and grandparents with their medical bills as well. So, getting the super visa insurance for parents is not just a requirement, but an actual benefit as well.


What is the Minimum Coverage for Super Visa Insurance for a visitor to Canada?

Well, now that you are going to buy super visa insurance, you should also know what is the minimum coverage you need to go for. The super visa insurance for parents needs to cover at least 100,000 Canadian dollars.

Moreover, the insurance must have a validity of a minimum of one year since the entry into Canada. The date of entry in Canada marks the beginning of your tenure for the insurance.

You should also keep in mind that the insurance must be issued by a Canadian provider or govt. designated foreign insurance providers. The premium for the insurance needs to be paid in full in advance.


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What are the Benefits of Super Visa Insurance?

Here are the key benefits of having Super Visa insurance when visiting Canada:

  1. Medical Coverage Assurance: Super Visa insurance provides comprehensive medical coverage, including emergency hospitalizations, doctor visits, and prescription medications. This gives parents and grandparents peace of mind during their extended stay.
  2. Financial Protection: With a minimum coverage of $100,000, the insurance policy protects visa holders from potentially catastrophic medical bills that could otherwise bankrupt them. This financial safeguard is crucial for longer visits.
  3. Repatriation Coverage: The insurance includes coverage for emergency medical transportation or repatriation back to the home country if required. This ensures visa holders can receive care in their home environment if a serious medical event occurs.
  4. Circumvents Public Healthcare Limitations: As visitors, parents and grandparents are not eligible for Canada’s public healthcare system. Private Super Visa insurance fills this gap, allowing them to access necessary medical services.
  5. Facilitates Longer Stays: The mandatory 1-year insurance policy duration supports the Super Visa’s extended 2-year visit period, giving families more time together without interruption.
  6. Fulfills Government Requirements: Providing proof of the required Super Visa insurance is a key part of the application process. Meeting this condition helps ensure the visa is approved.

Overall, Super Visa insurance provides comprehensive medical coverage, financial protection, and peace of mind for parents and grandparents visiting their family in Canada for extended periods. This benefit is crucial for enabling longer, uninterrupted family visits.


Super Visa Insurance – LICO Table For 2024

SIZE OF FAMILY UNIT One person LICO – 6 Months
One person $28,339 $14,170
Two persons $35,282 $17,641
Three persons $43,373 $21,687
Four persons $52,662 $26,331
Five persons $59,728 $29,864
Six persons $67,362 $33,681
Seven persons $74,998 $37,499
If more than seven persons, for each additional person, add $7,634 $3,817
Disclaimer: The LICO values presented here are projections and not official figures; it’s advisable to seek information from multiple sources, especially when applying for immigration programs. Additionally, these figures will be updated once the IRCC releases the official data.

What are the best companies in Canada providing Super Visa Insurance?

When you are out for searching the top insurance companies in Canada, you will be bewildered with choices. There are multiple options that the internet will pour all over you. Now that you understand what you are looking for, let’s take a look at the top 10 super visa insurance companies in Canada.

Sr. No. Name Review Buy Link
1 Manulife Super Visa Insurance 4.3/5
2 Travelshield 4.6/5
3 Parent Super Visa 4.9/5
4 MSG Super Visa Insurance 4.8/5
5 HMC Super Visa Insurance 4.1/5
6 Ingle Super Visa Insurance 4.7/5
7 21st Century Super Visa Insurance 4.4/5
8 Allianz Super Visa Insurance 4.6/5

Conclusion 

You might have complete information about getting your parents or grandparents to Canada using Super Visa. Just make sure that you follow all the guidelines issued by the govt. and you are golden. Super Visa insurance for parents will act as a strong cover for any mishaps in the country.

So, do make sure that you are purchasing the insurance from a credible source. With this, and all other requirements fulfilled, you will not have any issues for five years to get your parents to the country.

  • +1 888-444-(0076)
  • [email protected]
  • 400 Applewood Crescent, Suite 100, Vaughan, ON, L4K 0C3, Canada

FAQs

Who needs super visa insurance?
Parents and grandparents of Canadian citizens or permanent residents applying for a Super Visa to visit Canada for up to 2 years must have Super Visa insurance.
How much health insurance does a super visa holder need?
Super Visa applicants must obtain private medical insurance coverage with a minimum of $100,000 in coverage for health care, hospitalization, and repatriation expenses.
When does super visa insurance coverage begin?
The Super Visa insurance policy must be valid for at least 1 year from the date the Super Visa application is submitted, ensuring coverage for the full duration of the visa.
Does super visa insurance include dental?
Standard Super Visa insurance policies generally do not include dental coverage. Dental emergencies may be covered, but routine dental care is typically excluded.
Does super visa insurance include vision care?
Similar to dental, vision care is usually not included in standard Super Visa insurance plans. The focus is on providing comprehensive medical and hospital coverage for the visa holder.
What if my parents or grandparents die while they're in Canada?
Super Visa insurance policies typically include coverage for repatriation of remains, which would cover the costs of transporting the deceased back to their home country.
Do I get a refund if my parents or grandparents are denied a super visa?
No, there is generally no refund for the Super Visa insurance premium if the visa application is denied. The insurance policy is a separate requirement from the visa approval process.
Are pre-existing conditions covered by super visa insurance?
Coverage for pre-existing medical conditions can vary by insurance provider. Some plans may exclude pre-existing conditions entirely, while others, provide limited coverage. It’s important to review the policy details carefully.